Precious Human Birth

Recently we shared the news of the tragic loss of our Administrative Director, Patricia Miguelez. Her passing accompanies feelings of shock, grief, and confusion. Our minds want to make meaning of an experience that cannot be pinpointed. No one walking the earth is spared the experience of losing a loved one. Shock holds the territory […]

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The 2016 Presidential Election and your Investments

Whether you are a Democrat, Republican or Independent, the 2016 Presidential Election seems to be heading towards a Hillary Clinton victory. We do not know who will win but so far it appears that unless a major disaster befalls the Clinton campaign, Hillary Clinton will be our next president. With that stated, it is important […]

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Brexit (British Exit of the Eurozone) And You

Although we sent something out this past Friday, the events of Brexit are so dramatic that another more in depth discussion is warranted. In general, your portfolios are behaving as we expected and the surprise Brexit vote will not create a liquidity or banking crisis similar to the collapse of Lehman Brothers in 2008. We […]

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Lowest Jobless Claims Since 1973 – Really?

According to the Department of Labor, on April 16th, 2016 the number of initial jobless claims fell to 257,000 people that is the lowest number of first time claims since November of 1973. As the chart outlines below, according to the US census Bureau the US currently has almost 312 million Americans as compared to […]

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How CEO’s Should Be Compensated!

Elon Musk, CEO of Tesla Motors, Inc., earned 2.635 million shares exercisable at $31.17 a share so far under his employee contract award. To earn these awards, Mr. Musk had to hit two sets of targets. 1st set were related to stock price which the company easily achieved. The second set were related to operational […]

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What Wage Gap?

What Wage Gap? The True Story of Why the Average Woman Earns Less than the Average Man We all have heard the refrain. There is a wage gap between men and women. Yet starting salaries for the last two decades have shown no difference between men and women. Yet President Obama in his most recent […]

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The Financial Crisis and Get out of Jail Cards

As everyone knows when you play the game of Monopoly you can buy a Get out of Jail Card. Well, in documents just released by the federal government, it appears that the Justice Department under Eric Holder and the SEC under Mary Shapiro and Elisse Walter were much more interested in shaking down Wall Street […]

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IS THE SKY REALLY FALLING?

We certainly have had a roller coaster ride with the equity markets. As most of you know, there are several factors that are causing this current round of volatility: First, the unrest in North Korea; the idea that a rogue state such as North Korea has developed a hydrogen bomb to use as blackmail against […]

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What Does A Shrinking Middleclass Really Mean

A new study by the Pew Research Center states that the middle class in America is shrinking to 50% from 62% in 1970. The study dated December 9, 2015 indicates that 120.8 million US households are middle class out of 242 million total households. At first glance one would consider this drop a huge tragedy […]

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