How to Make Good on Your Best Intentions

Among many other things, your U.S. government keeps track of the most popular New Year’s resolutions (you can find them here: http://www.usa.gov/Citizen/Topics/New-Years-Resolutions.shtml), and the list is about what you’d expect.  At the top of the list is “lose...

Failure of Regulation: Leaky Gas Pipes

On January 22, 2014 in the Boston Globe article by David Abel titled “Leaks in Gas pipes exceed estimates”, the paper cites a Harvard University study where they found that gas pipelines are leaking like sieves.   The leaks, just in the greater Boston area are three...

2014-2015 Budget Shows Figures Do Not Lie But….

About 5 months ago, the current administration stated that they thought the budget gap would be much less than the $675 million estimate from then candidate Charlie Baker.  Now we are learning that the budget shortfall is closer to $750 million or about $125 per...

Mirrors & Binoculars

Often it seems that we look backward in the mirror to move forward.  With financial planning that often occurs with investments where people believe that what worked yesterday will work tomorrow.  Often it does, but on occasion it does not.  However, a properly...

Year End Report

2015 Investment Report: Diversification still matters! Looking back on 2014, people are going to say it was a great year to be an investor in domestic equities.   They won’t remember how uncertain the journey felt right up to the last day of a year that saw the...

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