Election Returns

Now that the midterm elections are safely behind us, a lot of people are wondering how politics will impact their investment returns.  The conventional wisdom is that divided government–where one party holds the White House while the other controls the House,...

IRS Bests Tony Soprano in Shakedowns

In an article published by the NY Times “Law Lets I.R.S. Seize Accounts on Suspicion, No Crime Required” written by Shaila Dewan on October 25, 2014, it reported how the IRS had targeted middle class taxpayers and would seize their bank accounts without warning if...

Too Big Must Fail

The Dodd-Frank Act (The Act) enacted in 2010 mandated that our regulatory Agencies, Security & Exchange Commission (SEC) , Federal Reserve Bank (FED) and Consumer Financial Protection Bureau (CFPB) force Wall Street to end the risk-taking culture that started in...

Lack of Proper Risk Management

When Steven and Paula Bonney took out $115,000 in loans a decade ago to put their two daughters through school, it was more than they ever thought they’d have to borrow. But they expected to be debt-free at this point in their lives. Now, in their early 60s, any...

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