IRS Shutdown Causes Delay to 2013 Tax Season

The IRS announced yesterday that the start of tax season (usually January 21st) will be delayed by as much as two weeks.  This delay will postpone the government issuing refunds.  Interestingly enough, the end of the season April 15th when returns (without extensions)...

We Seem to be Killing the Golden Goose

Most of the financial planning profession is discussing the incredible costs associated with complying with all of the regulations our government has issued to prevent the next Madoff and Lehman Brother’s and AIG style failure. Unfortunately, the government is...

Shutdown? Default? Consequences?

It’s possible that you’ve heard a news report or two about the government shutdown  that started October 1, and now a dispute over raising the U.S. debt ceiling and possibly defaulting on the government’s debt obligations as soon as October 17.  The...

Disappearing Windshield View

There is a stealth change that is occurring and it will impact America greatly.  That change is the fact that Millennials are abandoning cars.  In 1980 almost half the people at the age of 16 had driver’s licenses.  In 2010 that number fell to just over 25%.  For the...

A Dark Anniversary

This month marks the 5th anniversary of one of the scariest events in investment history: the collapse and bankruptcy of Lehman Brothers, at the time one of the largest investment banking firms on Wall Street.  Many date the market collapse and the start of the Great...

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