Articles

Getting Premium at the Cost of Regular

Whenever we fill up our cars with gas, we have a choice: we can buy “regular,” or we can pay extra (sometimes as much as 30 cents a gallon extra) for “premium” gasoline. Experts say that, for most cars, premium gas doesn’t accomplish anything…

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Cheap Oil Gets Cheaper

The economic news that everybody is talking about lately is the sudden unexpected drop in oil prices.  One type of oil, West Texas Intermediate crude, has fallen from over...

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Relative Prosperity

You might have read that the U.S. investment markets are jittery on the news that Japan has experienced two consecutive quarters of economic decline—the official definition of a recession. But if you turn the news around…

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Election Returns

Now that the midterm elections are safely behind us, a lot of people are wondering how politics will impact their investment returns…

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IRS Bests Tony Soprano in Shakedowns

In an article published by the NY Times “Law Lets I.R.S. Seize Accounts on Suspicion, No Crime Required” written by Shaila Dewan on October 25, 2014, it reported how the IRS had targeted middle class taxpayers and would seize their bank accounts without warning…

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Too Big Must Fail

The Dodd-Frank Act (The Act) enacted in 2010 mandated that our regulatory Agencies, Security & Exchange Commission (SEC) , Federal Reserve Bank (FED) and Consumer Financial Protection Bureau (CFPB) force Wall Street to end the risk-taking culture that started in the 1980s and brought the financial system to its knees in 2008…

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Lack of Proper Risk Management

When Steven and Paula Bonney took out $115,000 in loans a decade ago to put their two daughters through school, it was more than they ever thought they’d have to borrow. But they expected to be debt-free at this point in their lives…

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Social Security Changes for 2015

If you are receiving Social Security Benefits now, expect to receive them next year or are paying into Social Security, several changes have just been announced by the Social Security Administration for 2015…

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