The Leased Life

“The Leased Life”~ Living as an Authentic Steward by Gayle Colman, CFP® Recently an article in the newspaper rocked my world. And let me tell you, the news rarely rocks my world so this is really exciting. The author (Rebecca Tuhus-Durrow) elaborates on a subject near and dear to my heart, way of being and a […]

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Mental Accounting & Why The Mind Is Not Enough

Chances are you know somebody who has made a vow to go to the gym twice or three times a week, and even bought a gym membership, but never follows through with the promise.  You may even know people who don’t contribute to their company’s 401(k) plan, even though there is a benefit of a company […]

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All Of Your Worth … Consider This Your Other Portfolio

A recent article in the Wall Street Journal WSJ Article touched lightly on a subject that we have discussed for years and is now being discussed at much deeper levels in the financial planning profession.  Although most investment conversations are about portfolio returns and asset allocation, most people actually have two portfolios which generate returns. At recent industry conferences […]

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Raising Taxes Without Raising The Tax Rate

Our government has gone from the ridiculous to the sublime in its mad attempt to reduce the debt!  The easy method would be for the country to try a combination of raising taxes and/or reducing spending.  However no, theIRS, in a bid to curry favor with the executive and legislative branches has come up with a novel […]

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Greek Tragedy Or Maybe A Farce!

Just as the US government began to react when the equity markets around the world swooned after the US Treasury led by Hank Paulson allowed the “too big to fail” Lehman Brothers to fail, so too has the European Central governments reacted when an offhand remark byJean-Claude Trichet that the Central Bank had no contingency […]

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What We Saw Yesterday Was What We Like To Call The OOPS Factor!

We want to acknowledge that the almost 1,000 point drop in the DOWyesterday afternoon was quite unnerving but we do not see a wholesale collapse in equity pricing occurring.  We believe that the current situation is the start of a correction that began earlier this week and considering that equity returns for the past year are better […]

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More About Health Care Reform And A Few Planning Tips

If your goal is to make people lividly angry these days, just mention that you’re for (or against) health care reform. Many Americans hate or love the legislation depending on their party of affiliation, which some health care insiders think is odd, because the final language of the legislation most closely resembles the health care […]

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Investing In Bonds: (Far) More Than Meets The Eye

Compared to stocks, bond investments are pretty simple, right? You lend your money to the U.S. government (Treasuries), or to a state or local government (muni bonds), or to a company (corporate bonds) for some period of time (called the “maturity”). In return, they pay you interest and then, at the end of the loan, […]

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The Wolf In Sheep’s Clothing: Fiduciary No More

It is not enough to work diligently, competently and caringly on your behalf, we are fighting the tsunami of government regulation and lobbyist actions that create situations where the snake oil salesmen and Bernie Madoff’s of this world can prey upon honest clients like yourselves.  We believe that something called a “fiduciary standard” is the […]

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